It’s an interesting question because I do have this health insurance thing going on. If you are not familiar with health insurance, it is a sort of insurance plan for those that are not otherwise covered by medical insurance or Medicare. It covers care when you are sick, like the care you have when you are in the hospital. This is a really nice benefit because it is not a huge financial burden to those that have it.
However, the actual health insurance it is not covered by is “health savings accounts,” “health sharing accounts,” or some of the other kinds of health plans that I have heard of. (This will be a topic for another article.) Health insurance plans are also an important part of our health care system. For example, anyone that has a high deductible health insurance plan is generally required to pay a deductible amount in the event they become ill.
The current deductible amount for a basic individual health insurance plan is $6,000. However, if you have two or more high deductible plans, that deductible amount could be $12,000. So that means that if you have a health insurance plan with a $12,000 deductible, you are going to have to pay $12,000 out-of-pocket if you get sick.
It’s a pretty common thing to hear, but people who have health insurance through their jobs are often left in the dark as to how their insurance is working. A friend of mine says, “I’m like 99% sure that I have some sort of disability, but I don’t know how to get it confirmed.
The problem with disability insurance is that it’s often hard to find out the number of people who are automatically considered for disability when you apply for it. So it’s a good idea to make sure that you have several high deductible plans, because it could take a long time to see if you qualify for disability.
I feel that I have a pretty good idea of how my health is. I have a health insurance policy with a few exceptions. For instance, my health insurance is only for my house. I also work full-time. I also have a health plan with a couple of low deductible plans, but I’m not sure if I qualify for any of them. I also get paid through my day job. I also plan to quit my day job soon.
As long as you have health insurance, it’s generally a good idea to have it. It’s a pretty good way to be able to afford medical costs, and it helps you manage your lifestyle. If you’re at least 60 years old, you can get a basic, but good-value, health insurance plan with a high deductible. If you’re younger, you might be able to get a more generous plan, but most of the plans these days are pretty expensive.
My health insurance is my wife’s. She works full-time, so its a decent rate. She also has insurance through AARP, which is a good thing. AARP may have had a few problems with their plan though.
AARP has many plans, and some of them are pretty expensive. The plan I have is a very basic one, and for the most part, it doesn’t cover things like dental, or vision. My wife had to pay for her own insurance through a different company.
We have a very similar plan, but hers is pretty expensive and the medical costs for the deductible and co-payments are a lot higher. We have been paying for our health insurance since we were in college (which was a couple of years before Obamacare) and I have no idea what our medical bills will be. I am still figuring it all out.